BANK SE LOAN LENA KESA ? KYA USME SOOD HE ?

*🌹SAWAL:-🌹*

Bank Se Loan Lena Kesa ? Kya Usme Sood Hoga Ya Nahi ?

*🌹JAWAB:-🌹*

Hindustan Ke Kuffar harbi kafir he.Or Musalman or harbi kafir ke darmiyan sood Nahi, Jaisa Ki Hadish Shareef Me he,

Or darul harab ki qaid waqe'ee he na ki Ehetrazi lihaza yaha hukumat ke banko se nafa'a lena jaiz he lekin is ko dena jaiz nahi, Haañ Agar Thoda nafa'a dene me apna nafa'a zyada ho to jaiz he

Jaisa Ki Raduul Muhtar Me He,

الظاھر ان الاباحة یفید نیل المسلم الزیادة وقد الزم الاصحاب فی الدرس ان مرادھم من حل الربا و القمار ما اذا حصلت الزیادة للمسلم "

*📚(RADDUL MUHTAR, J-4, S-188)*

Lihaza Bank ya kisi company  se loan lekar apna business chalana us waqt jaiz he jab ki uski zaroorat ho ya uski hajat ho ki bagair uske kaam nahi chalega ya chalega lekin bahut dushwari se chalega or ye soorat hajate shadeeda ki he or us me nafa'a muslim bhi zyada he to jaiz he.

Huzur Mufti E Aazame Hind Alaihir Rahma bhi bank se loan Lene ki ijazat us me Musalmano ko nafa'a kaseer hone ki bina par dete the lekin ye Ijazat mutlaqan nahi he ye is taur par mashroot he ki jis kaam ke liye loan le raha he ye uski shara'ee zaroorat ho ki uske bagair koi chara na ho ya ho ki kaam to chal jaye ga lekin bahut mashaqqat se chalega.

Or lete waqt use poora aetemad ho ki muddate muqarrara me qiste ada kar dega to jaiz he ki us me bank ka thoda faida he lekin Musalmano ka nafa'a zyada he.

_Isi Tarah Fatawa Markaze Tarbiyat Ifta me he,_

Government ke bank se fazil maal dene ki shart par qarz lena ye is shart par jaiz he ki bank ko jo zaaid raqam banaam sood deni padti he us zaaid raqam ke barabar ya us se zyada nafa'a ka husool yaqeeni taur par ma'aloom ho jab to fazil maal dene ki shart par qarz lena jaiz he warna najaiz.

*📚(FATAWA MARKAZE TARBIYAT IFTA, J-2, S-261)*

Or Bahare Shariyat Me He,

Agar Is Tarah bhi qarz na mil sake to Sahih Shara'ee majboori ki soorat me soodi qarz lena jaiz he.

*📚(BAHARE SHARIYAT, H-11)*

```Or Isi Tarah Se Fatawa Barkatiya Shareef Me He,```

Bank Agar Musalman ka he ya gair muslim ka mushtarqa he to ayse bank se sood dene ki shart par qarz lena haram or sood dene wala bhi lene wale ke misl gunahgar he ki Huzur Sallallahu alaihi w sallam ne dono par la'anat farmai he,

Jaisa ki Hadish Shareef me he, ki Huzur Sallallahu alaihi w sallam ne sood lene walo or sood dene walo, soodi dastawez likhne walo or us ke gawaho par lanat farmai he or farmaya ki vo sab gunah me barabar ke shareek he.

Or bank yaha ke khalis jabki kafiro ka he to agarche ayse bank se zaid raqam dene ki shart par dukan wagairah ke liye rupyaa lana shar'an sood nahi ke yaha ke kuffar harbi he or Musalman w harbi ke darmiyan sood nahi..

Jaisa ki hadish Shareef Me He,

لاربا بین المسلم والحربی فی دارالحرب

Albatta jab ki musalmano ko nafa'a Zyada ho or nuqshan kam to bank se loan par qarz lena jaiz he,

Magar ayse bank se bhi bila zaroorat shadeeda ka qarz lana or unhe nafa'a dena manaa he.

*📚(FATAWA BARKATIYA, S-209)*

_Or Jaisa Ki Huzur Bahrool Uloom Hazrat Allama Mufti Abdul Mannan Sahab Aazmi Alaihir Rahma Taherir Farmate He,_

Majboori ki soorat me sood par qarz liya ja sakta he jabki us se zaaid ya barabar nafa'a ka yaqeen ho.

Ashbah Wan Nazaair Me He,

 یجوز للمحتاج الاستقراض بالربح

Lekin Aaj kal aam logo ne jis cheez ka naam majboori rakh chhoda he vo sharan majboori nahi he.

Jaisa ki Aala Hazrat Alaihir Rahma Fatawa Razviya Farmate He, Mohtaj Ke Ye Ma'ana he jo waqe'ee haqeeqi zaroorat qabil quboole shara'a rakhta ho. Na us ke bagair chara ho na kisi Tarah be soodi rupyaa milne ka yaara.

Ye matlab nahi ki allah ta'ala ne khata pita  banaya he aap tijarat ke liye government se soodi qarza le rahe he ye zaroorat sharaiya nahi or us ke liye sood qarza lena hargiz jaiz nahi.

*📚(FATAWA BAHROOL ULOOM, J-4, S-62)*

_Makhuz Yahi ki Hindustan ke kuffar Harbi he Or Harbi kafiro se jo zaaid raqam li jae ya di jae sood nahi. Loan bila Wajah Lena To Jaiz Nahi he. Is liye ki usme Qarz ki raqam se zyada dena padta he or ye najaiz he agarche ye sood ke zimme me nahi he. Ki sood Musalman Musalman ke darmiyan Me Ya Musalman or zimmi kafir ke darmiyan me hota he or hindustan ke kuffar gaire zimmi he to unse kisi tarah ka sood nahi he Lihaza unse unki raza se bagair bad ahdi ke jo kuchh mile vo Musalman ke liye khalis mubah he or unko zyada dena bila zaroorat bila hajat ye jaiz nahi he. Haañ Agar sachi sachi zaroorat ho ya hajate shariyah ho ki jiske bagair chara na ho ya kaam nikal sakta he lekin bahut mushkil se niklega us soorat me loan lene ki ijazat he jab ki ue aetemad ho ki jo loan liya he uski qiste(installment) waqte muqarrara par bhar dega or poori qiste ada kar dega to us soorat me loan le sakta he. Usme muslim ka nafa'a zyada he thoda unko nafa'a dena padta he.._

Wallahu Aa'alam Bis-Sawab

*✍🏻Pathan Moin Raza Azhari,Petlad*

📲

*🌹SAWAL-O-JAWAB🌹F.T.S👑grp*

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